So the difference between happiness and unhappiness is the ability to afford thermal leggings and a quality overcoat. Also being able to afford housing that comes complete with efficient heater, and enough dollars to be able to afford putting the heater on whenever it is cold outside.
So I can say, unreservedly that despite the fact that the weather in Canberra is often the coldest I have experienced*, I really, really love the weather here. It is glorious with the sunshine and the frost and the sunrises of oven-element red. And inside it is roasty toasty and also glorious, although generally quite a bit stuffier.
*Possibly not strictly true, but I have very limited memories of living in Ballarat, and I voluntarily chose to go and lie in the snow (what I belive coordinated people like to call skiing) so I am not including those experiences.